:root{
  --bg:#f7f9fc; --surface:#ffffff; --text:#0d1726; --muted:#56657a;
  --primary:#1238ff; --primary2:#00a6d9; --line:#dfe6f0; --ok:#0b7a53;
  --shadow:0 14px 40px rgba(18,56,255,.09);
  --radius:20px; --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.62}
a{color:inherit}
img{max-width:100%;height:auto}
.container{width:min(calc(100% - 34px),var(--max));margin:auto}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;z-index:999;background:#fff;padding:10px 14px;border-radius:10px}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:900;letter-spacing:-.03em}
.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:11px;background:linear-gradient(135deg,var(--primary),var(--primary2));color:#fff;font-weight:900}
.navlinks{display:flex;gap:22px;align-items:center;font-size:.95rem}
.navlinks a{text-decoration:none;color:#26344a;font-weight:650}
.navlinks a:hover{color:var(--primary)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:13px;text-decoration:none;font-weight:800;border:1px solid transparent;transition:.2s}
.btn-primary{background:var(--primary);color:#fff;box-shadow:0 9px 24px rgba(18,56,255,.20)}
.btn-primary:hover{transform:translateY(-1px)}
.btn-outline{background:#fff;border-color:var(--line)}
.hero{padding:82px 0 58px;background:
radial-gradient(circle at 80% 20%,rgba(0,166,217,.13),transparent 32%),
radial-gradient(circle at 15% 15%,rgba(18,56,255,.11),transparent 30%)}
.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:#edf1ff;color:#2441c8;font-size:.83rem;font-weight:800}
h1{font-size:clamp(2.35rem,6vw,4.6rem);line-height:1.02;letter-spacing:-.055em;margin:20px 0 20px;max-width:920px}
h2{font-size:clamp(1.75rem,4vw,2.75rem);line-height:1.12;letter-spacing:-.035em;margin:0 0 14px}
h3{font-size:1.16rem;margin:0 0 8px}
.lead{font-size:clamp(1.05rem,2vw,1.25rem);color:var(--muted);max-width:790px}
.actions{display:flex;flex-wrap:wrap;gap:11px;margin-top:28px}
.trustbar{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:46px}
.trust{background:rgba(255,255,255,.86);border:1px solid var(--line);border-radius:16px;padding:16px}
.trust strong{display:block;font-size:1.08rem}
.trust span{font-size:.91rem;color:var(--muted)}
section{padding:68px 0}
.section-intro{max-width:760px;margin-bottom:30px}
.muted{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:var(--shadow)}
.card .icon{width:46px;height:46px;border-radius:14px;background:#edf1ff;display:grid;place-items:center;font-size:1.3rem;margin-bottom:18px}
.card p{color:var(--muted)}
.card a.more{font-weight:800;text-decoration:none;color:var(--primary)}
.band{background:#0f1d33;color:white}
.band .muted{color:#bcc7d7}
.badges{display:flex;gap:8px;flex-wrap:wrap}
.badge{display:inline-flex;padding:7px 10px;border-radius:999px;background:#eef3f8;color:#29405f;font-weight:700;font-size:.87rem}
.checks{list-style:none;padding:0;margin:18px 0 0}
.checks li{position:relative;padding-left:28px;margin:9px 0}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:900}
.local{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;align-items:center}
.zonebox{background:#fff;border-radius:22px;border:1px solid var(--line);padding:24px}
.zonegrid{display:flex;gap:9px;flex-wrap:wrap}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin:10px 0}
.faq summary{font-weight:800;cursor:pointer}
.cta{padding:30px;border-radius:24px;background:linear-gradient(135deg,#10214b,#1238ff);color:#fff;display:flex;justify-content:space-between;gap:24px;align-items:center}
.cta p{margin:6px 0 0;color:#d6def8}
.breadcrumb{font-size:.9rem;color:var(--muted);padding-top:22px}
.breadcrumb a{color:var(--primary);text-decoration:none}
.article{max-width:860px}
.article p,.article li{color:#3e4f65}
.article h2{margin-top:42px}
.article h3{margin-top:28px}
.kpi{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:26px 0}
.kpi div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px}
.kpi strong{display:block;font-size:1.2rem}
footer{padding:38px 0 95px;background:#0a1322;color:#d9e1ef;margin-top:68px}
.footergrid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}
footer a{color:#d9e1ef}
.footer-title{font-weight:900;color:#fff}
.mobile-cta{display:none}
.note{font-size:.88rem;color:var(--muted)}
@media(max-width:900px){
  .navlinks{display:none}
  .grid,.trustbar{grid-template-columns:repeat(2,1fr)}
  .local,.grid-2,.footergrid{grid-template-columns:1fr}
  .hero{padding-top:58px}
}
@media(max-width:620px){
  .grid,.trustbar,.kpi{grid-template-columns:1fr}
  h1{font-size:2.5rem}
  section{padding:52px 0}
  .cta{align-items:flex-start;flex-direction:column}
  .mobile-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;gap:8px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px;box-shadow:0 12px 34px rgba(0,0,0,.16)}
  .mobile-cta .btn{flex:1;padding:11px 9px}
}

.contact-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:24px;align-items:start}
.contact-panel{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:var(--shadow)}
.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.contact-form .full{grid-column:1/-1}
.contact-form label{display:block;font-weight:800;font-size:.92rem;margin-bottom:6px}
.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid #cfd8e6;border-radius:12px;padding:12px 13px;font:inherit;background:#fff;color:var(--text);outline:none}
.contact-form textarea{min-height:150px;resize:vertical}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(18,56,255,.10)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--muted)}
.consent input{width:auto;margin-top:4px}
.hp-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.form-note{font-size:.88rem;color:var(--muted)}
.alert{padding:14px 16px;border-radius:12px;margin-bottom:16px;font-weight:700}
.alert-ok{background:#eaf8f1;color:#12633f;border:1px solid #bde8d1}
.alert-error{background:#fff0f0;color:#8f2424;border:1px solid #f0c2c2}
@media(max-width:800px){.contact-wrap,.contact-form{grid-template-columns:1fr}.contact-form .full{grid-column:auto}}